STRG Homes provides fully furnished, move-in ready homes for policyholders displaced by property damage, restoration, or catastrophic loss. We work directly with insurance carriers, independent adjusters, and TPAs to make placement fast, documented, and seamless.
Additional Living Expense (ALE) housing — done right
Direct billing available
Rapid 24-48hr placement
W-9 & itemized invoicing
Pet-friendly options
Flexible lease terms
Additional Living Expense (ALE) coverage is a standard component of most homeowners and renters insurance policies. When a covered loss renders a home uninhabitable — whether from fire, water damage, storm, or mold remediation — ALE benefits cover the cost of temporary housing while repairs or rebuilding take place.
What is ALE housing?
STRG Homes works directly within this process, providing housing that meets ALE eligibility requirements and partnering with carriers and adjusters to streamline every step of placement, approval, and billing.
Carrier or adjuster contacts us
Reach out with claim details, guest count, timeline, and any special requirements.
01
How ALE placement works with STRG Homes
We match & confirm a property
We identify the right property and confirm availability — typically within hours.
02
Placement & move-in
The insured can move in within 24-48 hours. Fully furnished and stocked.
03
Direct billing & documentation
We bill the carrier directly with itemized invoices, W-9, and all claim documentation.
04
Fully furnished interiors
Modern, clean residential design — beds, sofas, dining, and everything in between
All utilities included
Electric, water, and high-speed internet. No bills to set up or transfer.
Fully stocked kitchen
Cookware, appliances, and essential supplies ready from day one.
In-home washer + dryer
On-site laundry in every property — no trips to a laundromat.
Fresh linens & towels
Hotel-quality bedding and bath essentials provided and refreshed.
Cleaning & maintenance
Ongoing upkeep throughout the placement — no maintenance burden on the insured.
Pet-friendly options
Select properties welcome dogs — critical for many displaced families.
Real neighborhood
Prime locations in established communities — not commercial corridors.
What's included in every ALE placement
Every property is move-in ready. No shopping lists, no setup calls, no coordination burden on the insured.
Services for carriers & adjusters
Placement & logistics
Rapid placement — most clients housed within 24-48 hours
Properties matched to family size, pets, and location needs
Move-in ready on arrival — zero setup burden on the insured
Short- and extended-term stays fully supported (30-90+ days)
Lease terms structured around the claim timeline
Billing & documentation
Direct billing to carrier — no out-of-pocket burden on the insured
Clear, itemized invoicing aligned with ALE claim requirements
W-9 documentation provided upon request
Ongoing adjuster communication throughout the placement
Professional, responsive management for the full claim duration
Unlike hotels, extended stay chains, or corporate apartment platforms, STRG Homes places insured families in private, residential-grade homes in established neighbourhoods. Your clients are not in a room down a hallway — they are in a real home, in a real community, with everything already in place from day one.
For the insured family
Being displaced from your home is one of the most stressful experiences a family can face. Our goal is to make the housing piece completely invisible — a real home, in a safe neighbourhood, with everything already handled. No hotel corridors. No shared walls. No explaining your situation at a front desk.
Dogs welcome at select properties — the whole family can come.
Pets welcome
Fully stocked and ready. Nothing to set up, source, or arrange.
Zero hassle
Established residential communities — safe, quiet, and familiar.
Real neighborhood
Private residential property — not a hotel room or corporate suite.
Real home
frequently asked questions & answers
FAQ
Lakeland, FL
Polk County, FL
Pinellas county, fl
largo, fl
Gatlinburg, TN
Central Florida corridor
7-90+ days
STAY LENGTH
W-9 + itemized
DOCUMENTATION
Direct
CARRIER BILLING
24-48 hrs
PLACEMENT SPEED
submit a request
If you are a carrier, independent adjuster, or TPA managing a loss-of-use claim in our service areas, contact us to start the placement process. We respond promptly and move fast.
Submit an ALE placement request
strghomes.com
ALE Placements
Direct Billing Available
